Bank SME team · Singapore

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DBS

Largest SG bank, broad SME-finance product set.

DBS Bank Ltd

About DBS

DBS SME banking offers invoice financing alongside accounts, working-capital loans and trade-finance lines. Cheapest pricing of any group if you qualify (typically SGD 2m+ revenue, 2+ years trading), but slowest onboarding (4–8 weeks).

Products offered in Singapore

  • Invoice financing

  • Invoice discounting

  • Supply-chain finance

Who it suits

Best fit for SGD 10m+ revenue SMEs (Band 3). See SME invoice financing — Singapore for the full revenue-band map.

Indicative pricing

Invoice-financing pricing is set per-deal at DBS as it is across the Singapore market. Advance %, discount rate, service fees and recourse vs non-recourse terms depend on your debtor's credit quality, your industry, the invoice tenor and your business credit history.

For current indicative terms see the provider's published page (linked above) or use our six-question shortlist form to receive an indicative quote from DBS alongside up to two other matched SG providers.

Our editorial standard for rate quotation: methodology.

Integrations

Bank platforms (DBS IDEAL etc.); confirm integration scope with the bank.

Regulatory status

MAS-licensed bank.

Source: DBS — official site ↗

FAQ

Does DBS offer invoice financing in Singapore?

DBS SME banking offers invoice financing alongside accounts, working-capital loans and trade-finance lines. Cheapest pricing of any group if you qualify (typically SGD 2m+ revenue, 2+ years trading), but slowest onboarding (4–8 weeks).

What does DBS cost?

Invoice-financing pricing at DBS is set per-deal, depending on debtor credit, your industry, invoice tenor and (for factoring) whether the facility is recourse or non-recourse. See the provider's official page for current terms or use our shortlist form to get matched.

How long has DBS been operating?

MAS-licensed bank.