Why we built this
Invoice financing is one of the most useful working-capital tools available to SG SMEs that sell B2B on credit terms. It is also one of the most opaque. Banks publish brochure-ware; fintech platforms publish marketing prose; specialist factors prefer phone conversations. Comparing real options means hours of research that most founders don't have.
We built invoicefinancing.sg to collapse that work into six questions. Tell us your industry, revenue and funding amount and we forward your enquiry to up to three SG providers most likely to fund your invoice profile. You compare real terms instead of marketing material.
What we are — and aren't
We are:
- An independent comparison and shortlist-routing service for SG invoice-finance providers
- An information surface — every figure on the site carries a source and a verification date
- Paid only by providers, only on funded SME deals (preferred) or on qualified MQLs (fallback)
We are not:
- A lender — we do not issue terms, decline applications, or set rates
- A MAS-licensed financial adviser — we do not give personalised financial advice
- An insurance broker, money broker, or MAS-regulated intermediary of any kind
- Paid by you — there is no fee to the SME, ever
How we choose what to publish
Every provider in our directory is included on merit — by which we mean: they are a Singapore-operating invoice-finance provider with a public product page, identifiable corporate registration and traceable regulatory status. Inclusion is not pay-to-play. Ranking on directory pages is not pay-to-play. Lead-routing fees do not influence which providers appear in head-term comparison pages.
We publish indicative rate ranges when the provider has published them on their own marketing pages. We do not publish a single "best" or "cheapest" rate because invoice-financing pricing is set per-deal — any honest comparison has to acknowledge that. The full source-attribution standard is on the methodology page.
Where we operate
invoicefinancing.sg is built and operated from Singapore, for Singapore SMEs. The site only routes leads to SG-operating invoice-finance providers. We do not route to overseas-only platforms even when they have global product lines, because cross-border invoice financing has materially different KYC and tax implications that we don't think a comparison site should paper over.
Contact
Editorial corrections, partner enquiries, press: hello@invoicefinancing.sg.
For privacy or PDPA requests, see the privacy notice. For data-sourcing and methodology questions, see the methodology page.