This notice explains what personal data invoicefinancing.sg ("we", "us") collects, why we collect it, who we share it with and how we look after it. It is written to satisfy the Personal Data Protection Act 2012 (PDPA) of Singapore.
1. Who we are
invoicefinancing.sg is an independent SG SME-finance comparison and shortlist-routing service. We are not a lender, a MAS-licensed financial adviser, or a regulated insurance broker. We do not issue terms, decline applications, or set interest rates.
2. What we collect
When you complete our shortlist form, we collect:
- Your company name and industry
- Annual revenue band
- Financing amount band and urgency
- Your first and last name
- Your business email and mobile number
We do not collect NRIC, FIN, passport, bank-account or credit-card details on this site. If a matched provider later asks for those during their KYC, they do so under their own privacy policy and PDPA notice.
3. How we use it
- To match you with up to three SG invoice-finance providers that fit your industry, revenue band and funding amount
- To pass your enquiry to those providers so they can contact you with indicative terms
- To follow up with you about your enquiry (e.g. if a matched provider can't reach you)
- To improve the matching logic and the content on this site
4. Who we share it with
We share your submitted details with up to three matched SG invoice-finance providers from the list we maintain at /providers/. We tell you at the point of submission that this routing will happen. Each matched provider becomes a separate data controller of the data we share with them and handles it under their own PDPA notice.
We also use third-party processors to run this site: Netlify (form delivery + hosting), Anthropic and OpenAI (only for our LLM-citation measurement scripts, which do not receive your form submissions), and DataForSEO (search-rank measurement, no personal data). We do not sell your data.
5. How long we keep it
We retain your enquiry details for up to 24 months from submission, after which we delete or de-identify them. Matched providers retain whatever portion they need under their own retention policies.
6. Your PDPA rights
You can ask us to:
- Access the personal data we hold about you
- Correct anything that is wrong
- Withdraw consent for further use (we'll stop routing you to providers; existing recipients keep what they already have)
- Delete the data we hold (subject to any legal retention obligations)
Email hello@invoicefinancing.sg with your request. We aim to respond within 30 calendar days.
7. Cookies
This site uses minimal first-party storage for site preferences. We do not run advertising trackers or third-party retargeting pixels. Any future analytics changes will be reflected here.
8. Changes to this notice
We update this notice as our processing changes. The "Last updated" date at the top of the page reflects the most recent version.
9. Contact + complaints
Questions, requests or complaints: hello@invoicefinancing.sg. If you are not satisfied with our response, you can contact the Personal Data Protection Commission (PDPC) at pdpc.gov.sg.