Singapore · Independent SME-finance comparison
Compare invoice financing in Singapore
Fintech lenders, specialist factors and bank SME teams — sourced eligibility, integrations and indicative rate ranges. No fabricated quotes. No introducer-funded rankings.
18 SG providers
3 product types
Per-invoice or facility
Information only — not financial advice. Invoice-financing pricing is per-deal, set after the lender assesses your debtor, industry and invoice profile.
Pick the invoice-finance shape that fits
Eligibility, advance %, fee structure and disclosure-to-debtor vary by product. Most SG SMEs choose between three.
Invoice financing
Borrow against unpaid invoices while you keep the customer relationship. Confidential to the debtor in most arrangements.
Invoice-financing guideInvoice factoring
Sell invoices to the factor at a discount. Factor collects from the debtor and often handles credit control.
Factoring guideInvoice discounting
Whole-book financing against the receivables ledger, typically confidential to debtors and reserved for established SMEs.
Discounting guideIn active build
Provider directory + eligibility matrix launching soon
The invoicefinancing.sg directory covers 18 SG providers across fintech (Funding Societies, Validus, Aspire, Velotrade, Incomlend, Stenn International, Drip Capital, Helicap, Modifi), specialist factors (InvoiceInterchange, Bibby Financial Services SG, IFS Capital, GB Helios, Goldbell Financial Services) and bank SME teams (DBS, OCBC, UOB, RHB). Each profile carries eligibility (min revenue, eligible industries), integration support (Xero, QuickBooks, MyInvois), KYC requirements and an indicative rate range with the lender's published page as the source.
In the meantime, use the free shortlist tool to be matched with SG invoice-finance lenders that fit your industry, revenue band and invoice profile.