Fintech P2P / neo-lender · Singapore

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Aspire

All-in-one SME finance OS with invoice financing built in.

Aspire Financial Technologies Pte Ltd

About Aspire

SG-headquartered SME neobank covering business accounts, expense cards, accounts-payable and invoice financing in one platform. Strong choice for digital-first SMEs already running on Aspire for cash management.

Products offered in Singapore

  • Invoice financing

Who it suits

Suited to Band 1 (under SGD 1m) and Band 2 (SGD 1m–10m) SMEs. See SME invoice financing — Singapore for the full revenue-band map.

Indicative pricing

Invoice-financing pricing is set per-deal at Aspire as it is across the Singapore market. Advance %, discount rate, service fees and recourse vs non-recourse terms depend on your debtor's credit quality, your industry, the invoice tenor and your business credit history.

For current indicative terms see the provider's published page (linked above) or use our six-question shortlist form to receive an indicative quote from Aspire alongside up to two other matched SG providers.

Our editorial standard for rate quotation: methodology.

Integrations

Native Aspire-platform integration plus cloud-accounting connectors; confirm current list with the provider.

Regulatory status

Holds a Major Payment Institution licence from MAS.

Source: Aspire — official site ↗

FAQ

Does Aspire offer invoice financing in Singapore?

SG-headquartered SME neobank covering business accounts, expense cards, accounts-payable and invoice financing in one platform. Strong choice for digital-first SMEs already running on Aspire for cash management.

What does Aspire cost?

Invoice-financing pricing at Aspire is set per-deal, depending on debtor credit, your industry, invoice tenor and (for factoring) whether the facility is recourse or non-recourse. See the provider's official page for current terms or use our shortlist form to get matched.

How long has Aspire been operating?

Holds a Major Payment Institution licence from MAS.