What UOB offers
UOB SME banking offers invoice financing as part of a working-capital and trade-finance product set, paired with the UOB Infinity digital banking platform for SMEs. Drawdowns and facility utilisation sit alongside accounts, FX and credit reporting in a single dashboard.
UOB's defining feature is its regional ASEAN network — wholly-owned subsidiaries in Malaysia, Thailand, Indonesia and Vietnam, plus broader Asia coverage. For SG SMEs with cross-border debtor flows in those markets, UOB's in-country relationship banking often delivers smoother debtor verification than offshore peers.
Who UOB invoice financing suits
- · SG SMEs with annual revenue of SGD 2m+ (Band 3 on our SME revenue map)
- · 2+ years trading and management / audited accounts
- · SMEs with cross-border ASEAN debtors who benefit from UOB's in-country presence
- · Existing or planned UOB SME banking relationship
- · Patience for a 4–8 week facility-setup window
How to apply
Direct with UOB
Apply through the official UOB SME page; your enquiry routes to a UOB SME relationship manager.
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Get a shortlistCommon UOB invoice-financing questions
Does UOB offer invoice financing in Singapore?
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Yes — UOB SME banking offers invoice financing alongside business term loans, trade-finance lines and supply-chain financing. Sold through UOB SME relationship managers and integrated with the UOB Infinity business banking platform.
Who qualifies for UOB invoice financing?
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Typically SG-incorporated SMEs with SGD 2m+ annual revenue, 2+ years trading and a UOB SME banking relationship. UOB's regional network makes it a strong fit for SG SMEs with ASEAN debtors.
How long does UOB invoice-financing approval take?
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Bank invoice-financing facility setup in Singapore typically takes 4–8 weeks; subsequent drawdowns usually settle within 1–3 working days.