What RHB offers
RHB Bank's Singapore branch operates an SME banking arm that includes invoice financing alongside business term loans, trade-finance lines and working-capital facilities. The bank's parent franchise is one of Malaysia's largest banking groups, giving SG SMEs ready access to cross-border banking when their debtors sit in Malaysia or wider ASEAN.
For SG SMEs without a Malaysia or ASEAN angle, the three SG local banks (DBS, OCBC, UOB) usually price more aggressively and onboard faster. RHB's clearest value is for SMEs whose debtor flows actually use its regional network.
Who RHB invoice financing suits
- · SG SMEs with annual revenue of SGD 2m+ (Band 3 on our SME revenue map)
- · SMEs with regional Malaysia or ASEAN debtor flows where RHB's in-country presence helps
- · 2+ years trading and management / audited accounts
- · SMEs with existing RHB Group relationships (commercial / corporate / personal banking) seeking to consolidate
How to apply
Direct with RHB
Apply through the official RHB Singapore SME page; your enquiry routes to an RHB SME relationship manager.
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Get a shortlistCommon RHB invoice-financing questions
Does RHB offer invoice financing in Singapore?
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Yes — RHB Bank's Singapore branch operates an SME banking team that offers invoice financing alongside trade-finance and working-capital lines. Particularly strong fit for SG SMEs with Malaysia or ASEAN trade flows.
Who qualifies for RHB invoice financing?
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Typically SG-incorporated SMEs with SGD 2m+ annual revenue, 2+ years trading and an existing or planned RHB Singapore SME relationship. RHB's regional network is the main differentiator vs the SG local banks.
How long does RHB invoice-financing approval take?
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Bank invoice-financing facility approval in Singapore typically takes 4–8 weeks; once active, drawdowns usually settle in 1–3 working days.